Horace, Ars Poetica
169-176 (tr. H. Rushton Fairclough):
Many ills encompass an old man, whether because
he seeks gain, and then miserably holds aloof from his store and fears to use it, or because, in all that he does, he lacks fire and courage, is dilatory and slow to form hopes, is sluggish and greedy of a longer life, peevish, surly, given to praising the days he spent as a boy, and to reproving and condemning the young. Many blessings do the advancing years bring with them; many, as they retire, they take away.
multa senem circumveniunt incommoda, vel quod
quaerit et inventis miser abstinet ac timet uti, 170
vel quod res omnis timide gelideque ministrat,
dilator spe longus, iners avidusque futuri,
difficilis, querulus, laudator temporis acti
se puero, castigator censorque minorum.
multa ferunt anni venientes commoda secum, 175
multa recedentes adimunt.
172 spe longus codd.: spe lentus Bentley, spe mancus Shackleton Bailey, splenosus Powell; avidusque codd.: pavidusque Bentley